Sometimes, marriages fall apart and both spouses agree that the time to file for divorce has come. However, there may also be disagreement in this regard, especially if one person wants the marriage to continue. If you and your spouse cannot agree that divorce is best, but you are determined to bring the marriage to an end, it is pivotal to stand up for your right to separate from your marital partner, especially if you are in the middle of a toxic marriage.
Holiday gifts are a reflection of concern for other people and a natural desire to build relationships with friends, family members and even casual acquaintances. Gifts can range from a simple gesture of appreciation (like the tip you give your dog groomer or mailman) to a much deeper message of understanding and kinship toward someone you love.
Of all the things that may eventually lead to divorce, most people probably never expected their student loans to be on the list.